Florida Homestead

Florida Homestead Exemption.

If you purchased a home in 2025 and it's your primary residence, you may qualify for valuable property tax savings — but you must file on time.

Filing Deadline

March 1, 2026

What It Provides

Significant tax savings and protections for Florida homeowners.

Up to $50,000

in property tax exemptions off your home's assessed value.

3% Annual Cap

on assessed value increases — known as Save Our Homes.

Asset Protection

important creditor protections under Florida law.

Who Qualifies

You may qualify if:

If you live in the home as your permanent residence as of January 1, 2026, you likely qualify.

  • You owned the property on January 1, 2026
  • The property is your permanent Florida residence
  • You do not claim a homestead exemption in another state
  • You are a Florida resident
Homestead Portability

Take your savings with you.

If you previously had a Florida homestead and moved to a new Florida home, you may be eligible to transfer — or "port" — your accumulated tax savings to your new property. Portability allows you to transfer up to $500,000 of your Save Our Homes benefit. For long-term homeowners, this can result in very substantial annual tax savings.

01

You may transfer your accumulated Save Our Homes benefit to your new Florida homestead.

02

The new property must be homesteaded.

03

The transfer must be applied for — it can be included in your homestead application.

04

You generally must establish the new homestead within two tax years of leaving the previous one.

Important

Portability is not automatic.

Portability is not a separate filing. When you apply for your new Homestead Exemption, you must specifically indicate on that same application that you are requesting portability from your prior Florida homestead and provide the required prior homestead information.

If you do not request portability at the time you file, you could permanently lose those accumulated tax savings. Always apply for portability at the same time you file for your new Homestead Exemption.

Apply with your county property appraiser.

File online directly with your county. Have questions before you file? We're happy to help.

Questions about homestead? We're here to help.

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